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Cards & wallets

Cards are opening new doors

For merchants, cards open access to new customers, support higher-value and recurring services, improve cross-border scalability – and provide an alternative where DCB is unavailable or unsuitable.

HTTPS shift

Browsing is changing billing

HTTPS-by-default is creating new challenges for the frictionless identification and header-enrichment processes that have traditionally supported DCB. It’s not the end of carrier billing – it’s a call to run cards, wallets and other methods alongside it.

Fragmentation

A more crowded landscape

Alt.pay options are multiplying, PSD3 is set to shake up the market as we know it – and don’t get us started on the digital euro. Resilience now means multiple rails, orchestrated well.

Paul Skeldon

Editor-in-chief, Telemedia Magazine

Paul brings decades of journalism, analysis and digital media expertise. Covering mobile, value-added services, billing and payments since the 1990s, he now oversees content across news, features, video and podcasts, shaping the narrative of the telemedia industry worldwide.

Nisha Suwali

Chief Revenue Officer, NextGen Payment

Nisha brings more than a decade of payments expertise across acquiring, fraud prevention, chargeback management and merchant risk. Drawing on roles at Barclaycard, Kount and now NextGen Payment, she develops tailored payment strategies for merchants in complex, high-risk sectors.

Ben Rees

Head of Merchant Monitoring, Paynt

Ben brings over a decade of fintech, risk operations and financial crime prevention expertise. Building and scaling risk solutions at organisations including Worldpay and Pay360, he specialises in credit risk management, transaction monitoring, chargeback mitigation and fraud strategy.