Telemedia magazine, in association with NexGen Payment, takes a deep dive into the role of cards in the payments stack as HTTPS-by-default and changing customer habits shift how content is discovered and paid for worldwide..
Paul Skeldon, editor in chief at telemedia magazine, is joined by Nisha Suwali, Chief Revenue Officer at NextGen Payment and Ben Rees, Head of Merchant Monitoring at Paynt to discuss:
- DCB strengths – its high approval rates, low chargebacks and strong carrier connections.
- Card strengths – including global scale across 200+ countries, higher transaction limits, and faster settlement.
- Frictionless options around Apple Pay and Google Pay and how they provide a seamless experience similar to DCB.
- Google Chrome’s move to HTTPS by default and how the changes to header enrichment changes DCB
- Compliance risks for cards
- Visa VAMP – Merchants are considered excessive if their combined fraud and non-fraud dispute ratio exceeds 1.5% with more than 1,500 disputes in a month. Breaches can result in $8 per dispute and potential account termination.
- Mastercard Scam Merchant Monitoring Programme – Targets new merchants with high refund/chargeback rates (>5%) or significant drops in authorisation rates.
- Mastercard GMAP – A new programme starting in April 2027 that monitors at the sub-merchant level, with fines escalating up to $300,000 for excessive dispute merchants.
- The role of tools like 3D Secure (3DS)
- Combatting “friendly fraud” by providing transaction data like IP addresses and device recognition.
Find out more about VISA VAMP and Mastercard SMMP and GMAP at Telemedia Marbella on 4-6 October, where NextGen Payment will be discussing this and more.
• See the full agenda here
• Register your place here
