Alternative Payment Methods

Alternative payment methods (APMs) have become a vital part of the digital commerce and telemedia landscape, offering consumers flexible ways to pay for goods and services without relying on traditional credit or debit cards. These options include carrier billing, mobile wallets, bank transfers, open banking, and other localised solutions designed to meet the growing demand for convenience and accessibility.

For merchants and content providers, APMs open new opportunities to reach users across markets where card penetration is low but mobile usage is high. Supported by payment gateways, aggregators and fintech platforms, alternative payments play a key role in driving digital inclusion, improving conversion rates and supporting compliant, secure transactions across global markets.